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Below is a list of NSF Check Collection Fees by State.These fees are considered valid as of July 1, 2006. *NOTE: States that are Undetermined* are States that at the time of this publishing, had not established a minimum or maximum fee guideline.
This Information Is Not Intended As Legal Advice.

StateCollection Fee
ALABAMA $30.00
Ala.code 8-8-15 (2002).
ALASKA $30.00
Alaska Stat. 09.68.115 (2004).
ARIZONA $25.00 Plus any actual charges assessed by the financail institution of the holder, payee or assignee of the holder or payee as a result of the dishonored instrument
Ariz Rev. Stat. 44-6852 (2003).
ARKANSAS $25.00 plus the amount of any fees charged to the holder of the check by any financial institution as a result of the check not being honored.
Ark. Code Ann. 4-60-103 (2002)
CALIFORNIA $25.00 for the first check and a service fee or up to 35 for each subsequent check to that same payee Cal. Civ. Code 1719(2003)
COLORADO $20.00 posted at the point-of-sale and, if the NSF check has been assigned to a licensed collection agency for collection, 20 percent of the face amount of the check,but not less than $20.
Colo. Rev. Stat. 13-21-109 (2003)
CONNECTICUT $20.00
Conn.Gen.Stat. 52-565a(2003)
DELAWARE $40.00
Del. Code Ann. Tit 6, 1301a (2005)
FLORIDA $25.00, if the face value does not exceed$50,
$30, if the face value exceeds $50 but does not
exceed $300, $40, if the face value exceeds $300, or 5% of the face
amount of the check, whichever is greater
Fla. Stat ch. 68.065(2002)
GEORGIA $30.00 or 5 Percent of the instrument, plus the
amount of any fees charged to the holder of the instrument by a bank or financial institution as a result of the instrument
not being honored
Ga.Code Ann. 13-6-15 (2002)
HAWAII $30.00
Haw. Rev. Stat. 490:3-506.5 (2006). Effective June 20,2006
IDAHO $20.00 or the face amount of the check, whichever is the lesser, plus 12% interest per annum from the date of dishonor.
Idaho Code 28-22-105(2002).
ILLINOIS $25.00 or all costs and expenses including reasonable attorney's fees incurred in collection of check, which ever is greater
810 lll. Comp. Stat 5/3-806 (2002)
INDIANA An amount not to exceed $20, plus an amount equal to the actual charge by the depository institution for each returned or dishonored instrument.
Ind. Code 26-1-3.2-502.5 (2002).
IOWA$30.00
Iowa Code 554.3512 (2003)
KANSASNot to exceed $30.00
Kan.Rev.Stat. Ann 60-2610 (2002)
KENTUCKY$25.00 posted at the point-of-sale
Ky.Rev.Stat.Ann 514.040 (2002)
LOUISIANA$25.00 or 5% of the face amount, whichever is greater, posted at the point-of-sale
La.Rev.Stat.Ann. 9:2782 (2002)
MAINEUndetermined*
MARYLANDup to $35.00
Md. Code. Ann., Com. Law 15-802 (2002)
MASSACHUSETTSUndetermined*
MICHIGAN$25.00 to be paid within 7 days, excluding weekends & holidays, after notice was mailed. If not paid as requested above, but 30 days after notice was mailed, the service fee is 35.
Mich. Comp. Laws 600.2952 (2002)
MINNESOTANot to exceed $30.00; posted conspicuously at point-of-sale
Minn. Stat. 604.113
MISSISSIPPI$40.00
Miss. Code Ann. 97-19-57 (2004).
MISSOURIA resonable service charge, not to exceed $25.00, plus an amount equel to the actual charge by the depository institution for the return of each unpaid or dishonored instrument.
Mo. Rev.Stat 570.120 (2003)
MONTANAup to$30.00
Mont. Code Ann. 27-1-717 (2002).
NEBRASKAUndetermined*
But for NFS Checks written for the purchase of goods, Neb.Rev.Stat 2-710(2002) provides a seller or a person in the position of the seller,one who has become responsible for the price of the goods on behalf of his principal, may assess a buyer for breach. Such incidental damages may include any commercailly reasonable charges.
See Freyer v. Credit Bureau Services, Inc., 248 F.3d767 (8thCir.2001).
NEVADA$25.00
Nev. Rev. Stat. 597.960 (2002)
NEW HAMPSHIRENot more than $25.00 unless otherwise expressly authorized by written agreement with the consumer.
N.H.Stat. 358-c:5 (2002)
NEW JERSEYUndetermined *
NEW MEXICOUndetermined *
NEW YORKThe Lesser of the amount agreed upon, if contracted for,or $20.00
N.Y. Gen. Oblig. Law 5-328 (2003).
NORTH CAROLINA$25.00
N.C. Gen. Stat 25-3-506
NORTH DAKOTA$30.00
N.D. Cent. Code 6-08-16 (2007) and N.D. Cent. Code 6-08-16.2 (2007).
OHIO$30.00 or 10% of the face amount of the instrument wichever is greater, plus the amount of any feees charged the holdr of the check by any financail institution as a result of the check not being honored
Ohio Rev. Code Ann 1319.16 (2003).
OKLAHOMAUndetermined *
OREGON$25.00
Or. Rev. Stat 30.701 (2001).
PENNSYLVANIAUpon Criminal conviction for passing a dishonored check, $50 if posted at point of sale.
Pa. Stat. Ann. tit. 18 4105(2007).
Effective date:February 16.2008.
RHODE ISLAND$25.00
R.I. Gen. Laws 6-42-3 (2002).
SOUTH CAROLINA$30.00
S.C. Code Ann. 34-11-70 (2002).
SOUTH DAKOTA$40.00 plus any appicable sales tax, posted conspicuously at point-of-sale
S.D. Codified Laws 57A-3-421(2007).
TENNESSEEAn amount not to exceed $30.00.
Tenn. Code Ann. 47-29-102 (2005).
TEXAS$30.00
Tex. Bus & Com. Code Ann 3.506 (2005)
UTAH$20.00
Utah Code Ann. 7-15-1 (2002).
VERMONTUndetermined *
VIRGINIA$35.00, plus ;ega; intrest from the date of the check and the bad check return fee charged to the holder by his bank
Va. Code Ann 8.01-27.1 (2003).
WASHINGTONReasonable handling fee when not paid within 15 days, a collection cost not to exceed $40.00 or face amount of check, whichever is less and interest at 12% per year from date of dishonor
Wash. Rev. Code 62A.3-515 (2003).
WASHINGTON D.C.$15.00 or fee prescribed by Mayor, But only for dishonored checks in payment of any tax assessment or fees due to the goverment of the District of Columbia
D.C. Code Ann 1-333.11 (2002).
WEST VIRGINIA$25.00
W. Va. Code 61-3-39e (2003).
WISCONSINAll reasonable costs and expenses in connection with the collection of the amount for which the check or draft was written
Wis. Stat. 403.414 (2003).
WYOMING$30.00
Wyo. Stat. Ann. 1-1-115 (2002).
Undetermined * means that a specific service charge has not been set by state statue. See the full statutes for remedies by civil action or criminal penalties which may allow civil penalty assessment.
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